TenX is a cryptocurrency payment platform that acts as a bank in many ways. It provides users with a physical debit card, bank account, wallet, ATM access, and other crytpo payment tools. Their goal is to introduce payment tools that will make it much easier to use crytpocurrencies in the real world. TenX is built on the Comit Network, which acts as a payments platform whose goal is to operate without fees. Users can access the TenX platform via the TenX wallet that can be downloaded to their smartphones. It supports multiple blockchains and currencies. The security features are based on smart contracts and the settings can be adjusted. With the TexX wallet, users can make payments on the Comit Network, which is a transaction network that is cryptographically secured and is located off of the blockchains that support the digital currencies. TenX is powered by the PAY token, that was released in an ICO that raised $51 million.

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BHPCash is the native currency of the Bank of Hash Power (BHP). The BHP platform is designed to be a decentralized cryptocurrency bank that will be based on the hashing power of the mining resources within its' network. The mining resources will be devoted to mining a variety of popular cryptocurrencies and revenues will be redistributed to the network's users. BHP has a hybrid consensus system, that will combine elements of PoS with their own Proof-of-Power (PoP) consensus mechanism.

BABB is building a decentralized banking platform that will offer peer to peer banking services to the under-banked. The UK-based company is applying for a banking licence and is also exploring the possibility of registering in Lithuania. Their blockchain-based banking platform will use AI to assist in KYC compliance, and will implement a digital ID system that uses biometrics. BABB's network is powered by the Ethereum-based BAX token.