The Terra blockchain is used to record transactions for its price-stable cryptocurrency. Terra is a South Korean company that is focused on leveraging blockchain to facilitate stablecoin payments for a variety of decentralized apps in Asia. The company has partnered with payment gateways such as CHAI and Meme Pay, to enable users to send blockchain-based payments with direct banking integrations, allowing anyone with a local bank account to instantly send stablecoin payments that are pegged 1:1 with their local currencies.

Crypterium allows users to send cryptocurrencies with a phone. The payment App transfers crypto funds to wallet addresses that are generated with private keys that are associated with the recipient's phone number. The network is powered by the CRPT token.