Terra

by Terraform labs PTE.LTD

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Obyte

by Byteball

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Mobius

by Mochi, Inc.

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Terra

by Terraform labs PTE.LTD

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Obyte

by Byteball

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Mobius

by Mochi, Inc.

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What problem does this service solve?

Terra's goal is to make it easier to integrate Crypto payments with existing banking systems.Byteball is a conditional payment network. Users set conditions for their payments to be processed. If the conditions are not met, the transaction is cancelled.Mobius' payment network enables fast cryptocurrency transactions and is used on their decentralized DApp store.

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Company Description

The Terra blockchain is used to record transactions for its price-stable cryptocurrency. Terra is a South Korean company that is focused on leveraging blockchain to facilitate stablecoin payments for a variety of decentralized apps in Asia. The company has partnered with payment gateways such as CHAI and Meme Pay, to enable users to send blockchain-based payments with direct banking integrations, allowing anyone with a local bank account to instantly send stablecoin payments that are pegged 1:1 with their local currencies.

Obyte, previously known as Byteball, is a conditional payment network that is built on scalable technology, and is enabled by smart contracts. It also allows users to create their own ICO and issue their own digital assets. Conditional smart payments can be used for a variety of decentralized applications, including: insurance, betting, and prediction markets. Obyte's platform is smart contract enabled and allows users to control their identity better than some other payment systems. Obyte also allows users to make transactions through text messages or with a chat bot. Obyte's transaction data is stored and ordered using directed acyclic graph (DAG) rather than blockchain. This allows all users to secure each other's data by referencing earlier data units created by other users, and also removes scalability limits common for blockchains.

Mobius is a Stellar-based payment protocol. They offer a secure, cryptocurrency payment App for iOS and Android. Their protocol can also be implemented by other Apps and merchants, to allow them to accept mobile cryptocurrency payments. Transactions in the Mobius Mobile Wallet are executed on the Stellar network, which offers relatively fast transaction times, with low fees (0.00001 XLM). The network is powered by the MOBI token. Mobius is also developing a DApp Builder Directory and a DApp store, that will serve as a development ecosystem for DApps, and will foster collaboration between developers and companies in the blockchain industry.

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