Odyssey is developing a decentralized sharing economy & Peer to Peer Ecosystem. They hope to incorporate smart contracts, AI, and Big Data to create a platform that will allow greater inter-connectivity between people and devices. The platform is centered around the OCN token, Odyssey wallet, and OCPAY App. Odyssey has integrated with oBike, a dock-less bike sharing program that operates in many countries. oBike users can pay for their bike sharing memberships with OCN tokens.
Odyssey is backed by several influential blockhain investors, including Qtum and TRON.

Havven is developing a decentralized payment network based on stablecoins. It is designed to enable cryptocurrency to be used for every day purchases. Havven's payment network is based on a dual token system that reduces price volatility for the stablecoins that will be used to make payments. The fees from transactions within the system are used to collateralise the network. The collateral is secured by the blockchain, enabling the creation of a new asset-backed stablecoin, nomin tokens. Each transaction will generate fees that are paid to HAV token holders. The company launched nUSD, a USD-pegged cryptocurrency, and has plans to create other stablecoins that will be pegged to other fiat currencies, including: nEUR, nJPY, nAUD, and nKRW.

Cryptonex is a blockchain-based payment system that offers its users a decentralized platform to make fiat and cryptocurrency transactions. Users can convert fiat and cryptocurrencies. The Cryptonex network is based on the scrypt algorithm. It also enables debit and credit cards transactions as well as mobile payments.
Cryptonex uses a Proof-of-Stake (PoS) consensus mechanism and offers higher transaction speeds at lower fees.