Metal is a cryptocurrency payment service that lets users earn tokens when they send money through their App. Users are rewarded with Ethereum-based MTL tokens when they make payments through the App. The company has also developed a mobile App called Crumbs, that allows users to round up the total of their credit/debit card purchases, and have the difference be automatically used to purchase cryptocurrency.

The Request Network is developing a decentralized payment network. Their goal is to enable easily implemented payment requests on the blockchain. The company wants to create a network that will have many of the invoicing and auditing functionalities of Paypal, and will allow anyone, anywhere to request a payment. Request wants to leverage the ability of blockchain to eliminate third parties in online payments. Their network is meant to be compatible with other systems and to allow a large degree of integration and compliance across platforms and countries.