Havven is developing a decentralized payment network based on stablecoins. It is designed to enable cryptocurrency to be used for every day purchases. Havven's payment network is based on a dual token system that reduces price volatility for the stablecoins that will be used to make payments. The fees from transactions within the system are used to collateralise the network. The collateral is secured by the blockchain, enabling the creation of a new asset-backed stablecoin, nomin tokens. Each transaction will generate fees that are paid to HAV token holders. The company launched nUSD, a USD-pegged cryptocurrency, and has plans to create other stablecoins that will be pegged to other fiat currencies, including: nEUR, nJPY, nAUD, and nKRW.

Crypto.com Chain is a decentralized mobile cryptocurrency payment solution built on the Ethereum blockchain. Crytpo.com previously issued a consumer focused payment card that is powered by the Ethereum-based MCO token. The Crypto.com Chain was created to replace traditional financial networks that do not accommodate cryptocurrency payments. Their native crypto network is designed to increase merchants’ ability to accept crypto as a form of payment.

Mobius is a Stellar-based payment protocol. They offer a secure, cryptocurrency payment App for iOS and Android. Their protocol can also be implemented by other Apps and merchants, to allow them to accept mobile cryptocurrency payments. Transactions in the Mobius Mobile Wallet are executed on the Stellar network, which offers relatively fast transaction times, with low fees (0.00001 XLM). The network is powered by the MOBI token. Mobius is also developing a DApp Builder Directory and a DApp store, that will serve as a development ecosystem for DApps, and will foster collaboration between developers and companies in the blockchain industry.