Electroneum is creating a payment system for developing countries. Their platform is designed for mass adoption and uses a mining protocol that encourages daily use. Electroneum's mobile app will provide a digital payment solution that can be more easily used for transactions in these countries. The platform has a unique mobile mining protocol that gives a small amount of their native token (ETN) to users every day. This is meant to drive user adoption and provide greater liquidity to the network.

The Request Network is developing a decentralized payment network. Their goal is to enable easily implemented payment requests on the blockchain. The company wants to create a network that will have many of the invoicing and auditing functionalities of Paypal, and will allow anyone, anywhere to request a payment. Request wants to leverage the ability of blockchain to eliminate third parties in online payments. Their network is meant to be compatible with other systems and to allow a large degree of integration and compliance across platforms and countries.

Cryptonex is a blockchain-based payment system that offers its users a decentralized platform to make fiat and cryptocurrency transactions. Users can convert fiat and cryptocurrencies. The Cryptonex network is based on the scrypt algorithm. It also enables debit and credit cards transactions as well as mobile payments.
Cryptonex uses a Proof-of-Stake (PoS) consensus mechanism and offers higher transaction speeds at lower fees.