Electroneum is creating a payment system for developing countries. Their platform is designed for mass adoption and uses a mining protocol that encourages daily use. Electroneum's mobile app will provide a digital payment solution that can be more easily used for transactions in these countries. The platform has a unique mobile mining protocol that gives a small amount of their native token (ETN) to users every day. This is meant to drive user adoption and provide greater liquidity to the network.

Mobius is a Stellar-based payment protocol. They offer a secure, cryptocurrency payment App for iOS and Android. Their protocol can also be implemented by other Apps and merchants, to allow them to accept mobile cryptocurrency payments. Transactions in the Mobius Mobile Wallet are executed on the Stellar network, which offers relatively fast transaction times, with low fees (0.00001 XLM). The network is powered by the MOBI token. Mobius is also developing a DApp Builder Directory and a DApp store, that will serve as a development ecosystem for DApps, and will foster collaboration between developers and companies in the blockchain industry.

The Terra blockchain is used to record transactions for its price-stable cryptocurrency. Terra is a South Korean company that is focused on leveraging blockchain to facilitate stablecoin payments for a variety of decentralized apps in Asia. The company has partnered with payment gateways such as CHAI and Meme Pay, to enable users to send blockchain-based payments with direct banking integrations, allowing anyone with a local bank account to instantly send stablecoin payments that are pegged 1:1 with their local currencies.