Electroneum is creating a payment system for developing countries. Their platform is designed for mass adoption and uses a mining protocol that encourages daily use. Electroneum's mobile app will provide a digital payment solution that can be more easily used for transactions in these countries. The platform has a unique mobile mining protocol that gives a small amount of their native token (ETN) to users every day. This is meant to drive user adoption and provide greater liquidity to the network.

Havven is developing a decentralized payment network based on stablecoins. It is designed to enable cryptocurrency to be used for every day purchases. Havven's payment network is based on a dual token system that reduces price volatility for the stablecoins that will be used to make payments. The fees from transactions within the system are used to collateralise the network. The collateral is secured by the blockchain, enabling the creation of a new asset-backed stablecoin, nomin tokens. Each transaction will generate fees that are paid to HAV token holders. The company launched nUSD, a USD-pegged cryptocurrency, and has plans to create other stablecoins that will be pegged to other fiat currencies, including: nEUR, nJPY, nAUD, and nKRW.

Mobius is a Stellar-based payment protocol. They offer a secure, cryptocurrency payment App for iOS and Android. Their protocol can also be implemented by other Apps and merchants, to allow them to accept mobile cryptocurrency payments. Transactions in the Mobius Mobile Wallet are executed on the Stellar network, which offers relatively fast transaction times, with low fees (0.00001 XLM). The network is powered by the MOBI token. Mobius is also developing a DApp Builder Directory and a DApp store, that will serve as a development ecosystem for DApps, and will foster collaboration between developers and companies in the blockchain industry.