Electroneum is creating a payment system for developing countries. Their platform is designed for mass adoption and uses a mining protocol that encourages daily use. Electroneum's mobile app will provide a digital payment solution that can be more easily used for transactions in these countries. The platform has a unique mobile mining protocol that gives a small amount of their native token (ETN) to users every day. This is meant to drive user adoption and provide greater liquidity to the network.

Havven is developing a decentralized payment network based on stablecoins. It is designed to enable cryptocurrency to be used for every day purchases. Havven's payment network is based on a dual token system that reduces price volatility for the stablecoins that will be used to make payments. The fees from transactions within the system are used to collateralise the network. The collateral is secured by the blockchain, enabling the creation of a new asset-backed stablecoin, nomin tokens. Each transaction will generate fees that are paid to HAV token holders. The company launched nUSD, a USD-pegged cryptocurrency, and has plans to create other stablecoins that will be pegged to other fiat currencies, including: nEUR, nJPY, nAUD, and nKRW.

DigixDAO is the decentralized autonomous organization being developed by Digix. The same company that issued the DGX token, enabling physical gold to be held as a digital asset. DGD is the DigixDAO token. It allows holders to participate in making decisions about how to grow the Digix Global Payment System.
Some have described the DigixDAO token issuance as the first ever crowd sale on the Ethereum Blockchain. DGD holders are rewarded for voting with incentives tied to the DGX coin. These two tokens have a symbiotic relationship that is meant to aid int he creation of a digital gold marketplace and payment system.