Obyte, previously known as Byteball, is a conditional payment network that is built on scalable technology, and is enabled by smart contracts. It also allows users to create their own ICO and issue their own digital assets. Conditional smart payments can be used for a variety of decentralized applications, including: insurance, betting, and prediction markets. Obyte's platform is smart contract enabled and allows users to control their identity better than some other payment systems. Obyte also allows users to make transactions through text messages or with a chat bot. Obyte's transaction data is stored and ordered using directed acyclic graph (DAG) rather than blockchain. This allows all users to secure each other's data by referencing earlier data units created by other users, and also removes scalability limits common for blockchains.

Wirex is developing a payments system that will be powered by its native Wirex token. The Wirex payment ecosystem includes an App that allows users to save and spend a variety of fiat and digital currencies. Wirex also plans to release a Crypto debit card that will allow users to spend their digital assets more easily.

DigixDAO is the decentralized autonomous organization being developed by Digix. The same company that issued the DGX token, enabling physical gold to be held as a digital asset. DGD is the DigixDAO token. It allows holders to participate in making decisions about how to grow the Digix Global Payment System.
Some have described the DigixDAO token issuance as the first ever crowd sale on the Ethereum Blockchain. DGD holders are rewarded for voting with incentives tied to the DGX coin. These two tokens have a symbiotic relationship that is meant to aid int he creation of a digital gold marketplace and payment system.