Crypterium allows users to send cryptocurrencies with a phone. The payment App transfers crypto funds to wallet addresses that are generated with private keys that are associated with the recipient's phone number. The network is powered by the CRPT token.

Havven is developing a decentralized payment network based on stablecoins. It is designed to enable cryptocurrency to be used for every day purchases. Havven's payment network is based on a dual token system that reduces price volatility for the stablecoins that will be used to make payments. The fees from transactions within the system are used to collateralise the network. The collateral is secured by the blockchain, enabling the creation of a new asset-backed stablecoin, nomin tokens. Each transaction will generate fees that are paid to HAV token holders. The company launched nUSD, a USD-pegged cryptocurrency, and has plans to create other stablecoins that will be pegged to other fiat currencies, including: nEUR, nJPY, nAUD, and nKRW.

UTRUST is developing a cryptocurrency payment solution with instant transactions, consumer protections, and escrow services. Their goal is to protect merchants and consumers from volatility by allowing them to instantly convert cryptocurrency payments to fiat currency. The network is powered by the Ethereum-based UTK token.