What problem does this service solve?

SALT is a lending platform that allows people to use their crytpocurrency assets as collateral to receive loans.Credium is creating a blockchain-based credit database for the lending industry.

Token Stats

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Company Description

SALT is a crypto lending platform that is powered by the SALT token. It allows users to leverage their blockchain assets to secure cash loans, and get fast liquidity without having to sell them.

Credium wants to create a blockchain protocol that will be a database for the credit industry. They hope to use blockchain technology to reduce inefficiencies and increase transparency, while eliminating intermediaries.
The loan servicing and credit industry is hugely important in the United States. However, the difficulties in accessing credit worthiness, and the speculative nature of the industry, lead to inefficiencies.
Credium is launching a utility token called CDM that will be used on its platform.





How likely is it that this platform will exist in 10 years?
How effective is this platform in connecting supply and demand?
How does this platform compare to other decentralized lending services?
How likely is it that you would use this type of lending service?
Do you agree that this blockchain-based solution can improve upon existing technology?