The Yearn.Finance token fuels the Yearn Finance network, which was designed to help maximize profits from opportunities created by collateralized lending protocols. The Yearn Finance ecosystem consists of several platforms that enable users to seamlessly leverage the arbitrage opportunities created on Ethereum-based lending services. It includes platforms that are designed to switch lenders to optimize yields, leverage stablecoin trades, automate liquidations, and automate credit allocations. The Yearn.Finance token acts as a governance and payment mechanism for a platform that is specifically designed to help optimize profits across multiple DeFi lending service providers.

Everus is a Fintech company that is developing a variety of blockchain-based services and products, that are aimed at encouraging widespread adoption. Their services and are based on the EVR token. The company is working on a merchant payment system (EverMO), a big data predictive analytics platform (DataNoodle), a cloud mining platform (Yottahash), a debit card, and a BaaS platform. They have plans foe creating their own blockchain as well.

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Spring Labs is a blockchain startup that aims to decentralize the data sharing process in the credit industry. Their blockchain-based credit data network will enable the exchange of identity and credit-related information. Their goal is to use smart contracts to bring data efficiency and regulatory transparency to the credit scoring process.