The Yearn.Finance token fuels the Yearn Finance network, which was designed to help maximize profits from opportunities created by collateralized lending protocols. The Yearn Finance ecosystem consists of several platforms that enable users to seamlessly leverage the arbitrage opportunities created on Ethereum-based lending services. It includes platforms that are designed to switch lenders to optimize yields, leverage stablecoin trades, automate liquidations, and automate credit allocations. The Yearn.Finance token acts as a governance and payment mechanism for a platform that is specifically designed to help optimize profits across multiple DeFi lending service providers.

Everus is a Fintech company that is developing a variety of blockchain-based services and products, that are aimed at encouraging widespread adoption. Their services and are based on the EVR token. The company is working on a merchant payment system (EverMO), a big data predictive analytics platform (DataNoodle), a cloud mining platform (Yottahash), a debit card, and a BaaS platform. They have plans foe creating their own blockchain as well.

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SPINDLE is developing a cryptocurrency investment management platform. Users make investments on the platform using the Ethereum-based SPD token, and then evaluate their investment options.