Sphere is a smart contract platform and peer-to-peer payment network. The network has a hybrid PoW and PoS consensus mechanism and is powered by the native SPHR token, which can be swapped for an ERC20 token over the Ubiq smart contract platform.

EveryCoin is a digital currency that powers the Aaron Platform. The Aaron Platform is a blockchain-based financial project that is located in Thailand. They are developing a digital payment platform that will consist of an exchange, wallet, and a stablecoin called Tabipay that will complement the functions of EveryCoin.

Mindexcoin is developing a universal payment platform powered by the Ethereum based token, MIC. Their marketing materials do not clearly outline any unique selling points, or advantages, that it will provide compared to other blokchain-based payment platforms.