Mindexcoin is developing a universal payment platform powered by the Ethereum based token, MIC. Their marketing materials do not clearly outline any unique selling points, or advantages, that it will provide compared to other blokchain-based payment platforms.

Divi is a Proof of Stake cryptocurrency with a masternode system designed to encourage network participation. The project is focused on facilitating adoption of cryptocurrencies by creating a system of incentives for both everyday users and those that help run the networks. Divi's masternode system has five layers of participation and awards users for staking their coins. Divi has an innovative lottery block system that randomly pays out lottery prizes in the form of new coins to network users.