Humaniq vs BlockFi vs Peculium
What problem does this service solve?
Humaniq is building a blockchain-based banking platform to serve people in emerging markets that have previously not had access to banks. | BlockFi allows users to earn interest, or receive cash loans, by depositing their Bitcoin or Ethereum. | Peculium's goal is to use machine learning to optimize cryptocurrency investment. |
Token Stats
Not Relevant |
Company Description
Humaniq is an innovative blockchain based financial services company, with its own cryptocurrency, whose aim is to combat poverty in emerging markets. Humaniq wants to provide greater access to financial services to the masses of people that are unbanked and are excluded from global economy. There are over one billion people that do not have access to traditional banks. Humaniq allows these users to open an account with only a smart phone and basic internet. Their platform has a simple and intuitive interface that requires minimal reading. Users are verified through facial and voice recognition, eliminating the need for formal documentation. Humaniq encourages third party integrations and enables projects to offer their services to an expanded audience that was previously nor reachable. Humaniq also operates an independent fund and accelerator to support projects designed to help the unbanked. | BlockFi is a crypto-backed lending and savings platform. It allows users to leverage their cryptocurrency assets to secure cash loans, and get fast liquidity, as well as earn interest on their Bitcoin and Ethereum holdings that are deposited. | Peculium is developing a cryptocurrency savings platform based on machine learning. The platform will consist of the Singulus wallet, AIEVE; an AI-optimized savings platform, and ALTERUS; an end to end smart contract designed specifically for big corporations and financial institutions. The Peculium network is powered by the Ethereum-based PCL token. |