Ethercash's goal is to create a peer-to-peer lending ecosystem. Ethercash provides crypto backed peer to peer lending that allows users to lend crypto to anybody in the world with their loan system.Users can borrow a significant percentage of their crypto assets without having to liquidate them. Ethercash loans are ex ecuted with smart contracts that are on the Ethereum network. The platform also enables fund transfers with low fees and debit cards that can be used to withdraw fiat currency and make purchases.

Kcash is developing an all in one banking platform for digital assets. Kcash users will have access to a multi-currency wallet, as well as different types of accounts that will enable them to manage their decentralized assets. The network is powered by the Ethereum-based KCASH token.

Polybius is building a currency-agnostic ecosystem enabling more control of personal finances. Polybius claims that its platform will combine banking with other technologies, such as: Big Data, IoT, and Blockchain. Polybius aims to create a Digital Pass solution, that will empower users with control over their digital identity across several industries. The company raised $31 million in an ICO, and is currently working to implement its technology in Belgium.