BlockFi is a crypto-backed lending and savings platform. It allows users to leverage their cryptocurrency assets to secure cash loans, and get fast liquidity, as well as earn interest on their Bitcoin and Ethereum holdings that are deposited.

Ethercash's goal is to create a peer-to-peer lending ecosystem. Ethercash provides crypto backed peer to peer lending that allows users to lend crypto to anybody in the world with their loan system.Users can borrow a significant percentage of their crypto assets without having to liquidate them. Ethercash loans are ex ecuted with smart contracts that are on the Ethereum network. The platform also enables fund transfers with low fees and debit cards that can be used to withdraw fiat currency and make purchases.