Adhara is a ConsenSys company that is developing a liquidity management and payment network. Adhara will allow banks and large enterprises to leverage a smart contract enabled distributed ledger to clear and settle tokenized fiat payments.

Polybius is building a currency-agnostic ecosystem enabling more control of personal finances. Polybius claims that its platform will combine banking with other technologies, such as: Big Data, IoT, and Blockchain. Polybius aims to create a Digital Pass solution, that will empower users with control over their digital identity across several industries. The company raised $31 million in an ICO, and is currently working to implement its technology in Belgium.