Adhara is a ConsenSys company that is developing a liquidity management and payment network. Adhara will allow banks and large enterprises to leverage a smart contract enabled distributed ledger to clear and settle tokenized fiat payments.

BABB is building a decentralized banking platform that will offer peer to peer banking services to the under-banked. The UK-based company is applying for a banking licence and is also exploring the possibility of registering in Lithuania. Their blockchain-based banking platform will use AI to assist in KYC compliance, and will implement a digital ID system that uses biometrics. BABB's network is powered by the Ethereum-based BAX token.