Ethercash's goal is to create a peer-to-peer lending ecosystem. Ethercash provides crypto backed peer to peer lending that allows users to lend crypto to anybody in the world with their loan system.Users can borrow a significant percentage of their crypto assets without having to liquidate them. Ethercash loans are ex ecuted with smart contracts that are on the Ethereum network. The platform also enables fund transfers with low fees and debit cards that can be used to withdraw fiat currency and make purchases.

TokenCard is developing a cryptocurrency banking platform with a debit card and mobile app that will enable users to spend cryptocurrency anywhere major credit cards are accepted. Their goal is to create a consumer banking experience for the cryptocurrency world. Their network is powered by the Ethereum-based TKN token.